Finding the right real estate agent is a critical step in navigating the complexities of buying or selling a property. Whether you’re embarking on the journey of purchasing your first home or bidding farewell to a cherished family residence, the expertise and support of a skilled agent can significantly impact the outcome of your transaction. […]

Canadians can expect the Bank of Canada to start providing some respite this spring as the central bank “slowly but surely” moves towards its first interest rate cuts, says Desjardins Group. Chief economist Jimmy Jean says Desjardins is forecasting the first rate cut in June, but it could “easily” arrive as soon as April if […]

As the issue of housing / international students / immigrants heats up, one side is pretending to want to close the barn door, while the other side is pretending that the animals are still in the barn, so closing the door is unnecessary. TWO DATES Old sayings have a way of being politically incorrect, and […]

In the ever changing dynamic world of real estate, understanding the delicate balance between market supply and demand can be the key to unlocking lucrative investment opportunities. As the heartbeat of the property market, the interplay between supply and demand significantly influences property values, making it essential for investors to keep a keen eye on […]

In the fast-paced world of real estate, high rise condominium apartments or Stacked Townhomes have carved a niche for themselves as sought-after investment options in the Greater Toronto area of Canada. With their blend of affordability, convenience, and low-maintenance living, condos continue to capture the attention of both seasoned investors and first-time buyers. To make […]

In the dynamic realm of real estate investment in Ontario, Canada, the journey to prosperity often involves thinking ahead of the curve. Pre-construction investments in new single family homes, condominium townhomes and high rise apartments is a strategic and forward-looking approach that offers a unique avenue to tap into the potential of tomorrow’s real estate market […]

When it comes to choosing a place to live, families often prioritise access to quality education. Ontario offers a plethora of exceptional school districts, educational institutions, and resources that can significantly impact a family’s decision to settle in a particular area. In this article, we will explore some of the top school districts and educational […]

Mortgage rules have a significant impact on the real estate market, affecting the affordability and accessibility of homeownership for Ontario homebuyers. Understanding these rules and their implications is crucial for both buyers and real estate professionals. In this article, we will explore recent changes to mortgage rules in Ontario and discuss how they impact homebuyers, […]

The Ontario real estate market has been on a remarkable run in recent years, with soaring prices and high demand. However, according to a prominent economist, there are indications that the market may be losing some of its momentum in the second half of 2023. In this article, we will explore the factors behind this […]

Transportation infrastructure plays a vital role in shaping the real estate market, and City of Vaughan, in york region  Ontario, is no exception. With ongoing developments and expansions in transportation, such as subway extensions and highway improvements, the city is experiencing a significant impact on property values and investment opportunities. In this article, we will […]

For first-time home buyers in Vaughan, Ontario, understanding the mortgage process is essential to successfully purchasing a home. Navigating through the intricacies of mortgages, lenders, interest rates, and important considerations can seem overwhelming. In this article, we will provide valuable tips and insights to help first-time home buyers in Vaughan navigate the mortgage process with […]

Imagine waking up to the gentle sounds of waves, breathing in the fresh air, and enjoying breathtaking views right from your doorstep. Living in a waterfront property in Niagara offers an unparalleled lifestyle that combines natural beauty, recreational opportunities, and a sense of tranquillity. If you’re a first-time homebuyer or someone searching for homes for […]

When buying a home in Brampton, Ontario, it’s important to consider the amenities that are available in the area. Amenities can add value to a home, make life more convenient, and even enhance the overall quality of life. As a first-time home buyer or seller in Brampton, here are some top amenities to look for […]

The Toronto Regional Real Estate Board  ( TRREB) recently revealed that the housing market in the Greater Toronto Area (GTA) is showing signs of tightening. In April, the average price of a home in the GTA rose (4%) four percent from March 2023 , while sales numbers climbed to 7,531 – an increase of about […]

As a real estate agent based in Greater Toronto of Ontario, I’ve had the opportunity to work with many different types of clients, from first-time homebuyers to seasoned investors. In Mississauga, there are two groups of clients that I’ve noticed are particularly interested in the real estate market: upgrading sellers and real estate investors. Luxury […]

If you’re a first-time homebuyer or investor in Mississauga, you may be wondering whether it’s worth considering real estate as an investment. With its diverse population, growing economy, and proximity to Toronto, Mississauga is a popular destination for homebuyers and investors alike. In this guide, we’ll explore some of the investment opportunities available in Mississauga […]

Brampton City Council has approved plans for a new rental landlord registration and licensing program aimed at tackling the issue of illegal rental suites and protecting tenants in the city. The two-year pilot project, which is set to launch in the first quarter of 2024, will bring in new regulations for Brampton landlords, drawing on […]

The recent drop in Canada’s short-term bond yields is due to investor speculation that the Bank of Canada may lower interest rates in the near future. This is in response to the collapse of some regional banks in the United States, which has caused upheaval in global markets. The two-year benchmark yield in Canada has […]

As the Greater Toronto Area’s housing market continues to boom, it can be challenging to navigate as a seller. With not so record-high prices of homes as were in 2021 and until February 2022, it’s important to understand the market conditions and make informed decisions about selling your property. In this article, we’ll explore the […]

Canadians looking to make their home more energy efficient and environmentally friendly can now get an interest-free loan of up to $40,000 from the federal government. On Friday, June 17, 2022 applications for the Canada Greener Homes Loan opened to eligible people who are planning qualifying green upgrades to their property. The loan is offered in […]

Is the Canadian Housing Industry boom finally dwindling? The greatest boom in the Canadian real estate and housing industry is finally coming to a halt after two years Economists fear that this slowdown can cause a fall of around 10-20% in home prices this year. While the national economy is recovering post-pandemic, soaring interest rates [...]

IMMIGRATION AND CANADA'S ECONOMIC RECOVERY The Numbers Are Looking Good In 2021, Canada welcomed a number of permanent residents, more then 405,000. Immigration accounts for almost 100% of Canada’s labor force growth and nearly 80% of our population growth. Canada regained many of the Jobs lost during the pandemic, but there remain 960,000 unfilled positions [...]

TORONTO – Prospective homebuyers saw clear signs of a cooling Toronto market in April as the region’s real estate board reported sales dropped by about 41 per cent since last year and 27 per cent from a month earlier. The Toronto Regional Real Estate Board said Wednesday that April sales amounted to 8,008 across the […]

One of Canada’s “Big Six” banks is declaring next year to be “The Year of The Hike.” National Bank of Canada (NBC) chief strategist (and poet-in-residence) Warren Lovely is calling the first interest rate hike in just a few months. He sees the Bank of Canada (BoC) making its hike in March, way ahead of schedule. Over the next year, […]

MAY I GROW CANNABIS IN MY HOUSE IN ONTARIO, CANADA? Cannabis has become legal in Ontario from October 17th, 2018. The legalization of recreational cannabis is one of the largest policy changes in Ontario history since the repeal of the Temperance Act (prohibition) in 1927. We have tried to be as comprehensive as possible, but […]

Watch this clip to help you select a right buyer agent.

From deposits to moving expenses, and everything in between, buying your first home in Canada involves more than just saving for a down payment. That may be the largest cost, but there are other things you’ll need to plan and budget for. Watch this clip to help note some of the upcoming expenses.

Normally a minimum cash down payment from your own resources is required because mortgage lenders won’t advance the entire purchase price of a property. Your minimum down payment would normally be 5% to 10%. Another program in Canada allows first time home buyers to use funds from RRSP for down payment. It’s to your advantage […]

1. Failure to effectively market the property Good marketing distinguishes your home from hundreds of others on the market, selling its benefits not just its features. Open houses and print advertising (the most obvious) are only moderately effective. Only 1% of homes are sold at open houses, and just 3% of people purchased their homes […]

Here is a list of some of Canada’s Real Estate Terminology Amortization: Paying off a debt, such as a mortgage, by installment. The conventional amortization period for a mortgage is anywhere between 15 and 25 years. The shorter the amortization period, the less interest you have to pay. Appraisal: An estimate of a property’s value. […]

MORTGAGE CALCULATOR Mortgage calculator easy-to-use  will help you estimate the maximum you can afford. The tool will calculate the maximum house price you can afford, the maximum mortgage amount you can borrow, and your monthly mortgage payments. How Much Can You Afford? The shortest answer to that question is: it depends on a number of factors. […]

What you need to know about buying or selling your home with a realtor. The fact is most people who try to sell their own home end up using a REALTOR® in the end anyway. Before anybody decides to fly solo through this complex, time consuming and financially perilous process, they should consider these questions. […]

WHY SHOULD I BUY A PRE-CONSTUCTION NEW HOME, CONDO THROUGH RE/MAX REALTOR GYANESH & ANSHU OF TEAM PALIWAL? There are many good reasons for you to  Buy a Pre-Construction New Home With Team Paliwal Instead of Directly From  New Condo Developers/ builder in Toronto: ReMax Team Gyanesh-Anshu does not have a vested interest in any […]

You’re trusting a REALTOR® With your most valuable possession, your home.  Real Value Home Real Estate Agent Gyanesh Paliwal take this responsibility very seriously. Here’s what we promise you. Your Real Estate Agent Gyanesh Paliwal has done his Masters in Commerce and has done his Diploma in Business Administration. He is Fluent in English, Hindi […]

The renovation loan grant offers financial assistance to low-income households who own and occupy substandard housing to enable them to repair their dwellings to a minimum level of health and safety. It is called the Residential Rehabilitation Assistance Program (RRAP). Who is eligible? Homeowners may apply for renovation loan grants if, the value of their […]

Buyer Representation Agreement for Mississauga, Brampton, Greater Toronto Area Home Buyers Thinking of buying a home or property in Brampton, Mississauga, Toronto area in Ontario, Canada ? New or Resale…You need a Buyer’s Representative. A Real Estate Agent to represent you. You as a Buyer should be aware of your options so that you are […]

Multiple Listing Service Be sure that one of the most important financial decisions of your life is the right one: choose  Toronto Real Estate Board REALTOR® – Gyanesh Paliwal of Remax to guide you through the process of buying or selling your home. Gyanesh Paliwal is a licensed professional who  abides by a strict code […]

Helpful Tips Getting a mortgage in Toronto, Mississauga, and Brampton area may not be a stressful and sometimes frustrating process. The focus is to make the entire mortgage process go as smoothly as possible. It is very important that you are prepared before you go for the meeting with your loan or mortgage officer. We […]

How Could a Free Home Evaluation Report Help Me? We do a professional but FREE Home evaluation for your residential Detached, Semi detached, Town Home or condominium apartment in Brampton and Mississauga area of Ontario, Canada. Our Home evaluation process is based upon the sale of comparable houses in your area in last 4 to […]

Finding your Dream Home in Mississauga, Oakville, Brampton & Toronto area … “We are here to help you to find your Dream Home in Mississauga, Oakville, Burlington, Brampton & Toronto Area”. Gyanesh & Anshu Paliwal — Your ReMax Real Estate Agent From Mississauga-Oakville area. Real Estate Market in Mississauga, Oakville, Burlington, Brampton and Toronto is […]

STEP – 1 » DECIDE WHEN TO SELL YOUR HOME Decide When Selling Your Home is Ideal. In real estate, timing is not everything but it does influence your home’s selling price. Let’s see if we can make timing work for you. Status report. Is it a buyer’s or a seller’s market? When there are […]

From The Toronto Sun of Friday, November 16, 2012 on Page No. 42 Not all of you might like real estate agents. It’s easy for professions to get tarred with a wide brush of false perceptions. So you might buy directly from other Canadians or Sale as private as For Sale By Owner (FSBO). Don’t, there […]

Deck Building In Your Backyard Now that summer has finally arrived, many home owners may think about deck building in a backyard by themselves. Be careful; if it is not done correctly, you may run into problems later when you try and sell your home. Here are 7 things to remember: 1. Deck Building: Do […]

Here are some common questions I receive about real estate deposits 1. When must real estate deposits be paid under the standard Ontario real estate contract? In Ontario, the standard real estate contract gives the buyer two choices; you can pay the deposit immediately when you present your offer to the seller, or you can […]

Billions spent in new construction, renovation, and infill over the past decade have contributed to a serious upswing in the calibre of the Canadian housing stock, propping up residential average price in the country’s major centres, according to a report released today by RE/MAX. Since 2000, the value of a Canadian home has doubled, rising […]

Grant from Government of Ontario, Canada to First time home buyers I am a first time home buyer in Ontario Canada BUT this is not a NEW home, this is Resale/used or old home , will I still get some Grant from Government ? YES !! Land Transfer Tax Refund for First-Time Home Buyers in […]